The post A Quote from Joe Arpaio… appeared first on Good News!.

Financial resilience is the ability to withstand life events that impact one’s income and/or assets. Some financially stressful events, such as unemployment, divorce, disability, and health problems can affect people in different ways, and it’s clear that many Americans have been facing short-term money challenges brought about by COVID-19.

A new survey shows say the pandemic has changed their perceptions of what’s important in life as it relates to their finances. For example:
 A majority of adults (nearly 60%) say they have experienced financial stress amid the pandemic.
 About two-thirds now want to save more, view emergency funds as more important than ever, and place more value on being resilient.
 One-third had their employment affected.
 1 in 5 had to tap into an emergency fund.
 1 in 4 took on more debt.

But there are strategies to help everyone achieve financial resilience in today’s climate.

Strategies include:
 Increasing retirement savings: Saving for retirement is a top contributor to financial resilience, yet 60% of respondents report they’re falling behind.
 Having a source of guaranteed lifetime income in retirement: 90% agree it’s important to have source of income that will not run out as they age, but most don’t know how to make that happen.
 Building an emergency savings fund: 77% of individuals now report having emergency savings compared to prior to the pandemic when only 69% said they had savings for emergencies.
 Paying down dept: Nearly 65% of those surveyed say they have some form of debt beyond their car or mortgage.

Shelly-Ann Eweka, Director of Financial Planning Strategy at TIAA to discuss strategies of how Americans can focus on long term financial planning, especially during periods of economic uncertainty. She’ll also reveal details of the Financial Resiliency Survey.
Interview is courtesy: TIAA Financial Services

#american #financial #shelly #ann #eweka #pandemic #resilience #life #events #income #assets #stress #unemployment #divorce #disability #health #covid #finances #emergency #funds #value #economic #employment #debt #tiaa #uncertainty

The post WHAT ARE AMERICAN’S TOP FINANCIAL PRIORITES IN 2021? appeared first on Good News!.

Not a problem!!
I retired from the New York State Dept of Education in 2010 where I was a Vocational Rehabilitation Counselor for 29.5 years. I am a Licensed Mental Health Counselor.

I am a Certified United States Bowling Congress Olympic Bowling Coach Bronze Level. I spearheaded the A Different Approach Inter-Generational (participants range in age from 4 yrs to 81 yrs old) Education Facilitation and Bowling Program in 1991. The Program has the largest number of Certified Olympic Bowling Coaches in one Program in the World. We are dedicated to Instilling in our young people respect and understanding of our Senior Citizens while allowing our Seniors to impart their wisdom to the next generation. Promoting fitness, camaraderie, respect and lasting friendships.

The A Different Approach Mayoral Campaign is a very positive Grassroots Campaign. Our aim is Growth of this Great City. Putting an End to the hopelessness and helplessness that has been plaguing our City for far too long!

I Endorse the 5 E’s: Equality, Education, Employment leads to Economic Empowerment.

I am a strong advocate of increasing the Quality of the City’s Educational System. I am very much aware of the fact that it is unacceptable that:
a. four out of ten of our students are dropping out of high school.
b. 80% of those who do graduate require remediation prior to being allowed to take college course for credits.

•Equality: Addressing Awareness, Sensitivity & Inclusion.

•Education: Review and Revamp the NYC School System to Address the deficiencies in the Service Delivery that has resulted in 80% of the graduating seniors have deficits that are so severe that they require remediation prior to being allowed to take regular college classes. That’s 11,000 students who graduate are not prepared: 21st Century Technology or Vocational Training. Main goal will be to further decrease the dropout rate but more so, elevate the preparedness of the Graduates by increasing the skill levels.

•Employment: Prepare Workforce for the Jobs of the 21st Century by including all of the Process Owners: Teachers; Parents; Students; Guidance Counselors; Administrators; as well as Business and Industry (who can not only provide accurate, current Industry needs assessments but Internships {work experience models}). Provide Employment opportunities for the current workforce many of whom are either unemployed or under-employed.

This will result in a dramatic increase in Economic Empowerment.

I am sure that with the implementation of new strategies we can curtail the trend toward prison for our young people that has been negatively impacting the city’s economy as well as the morale of our citizens. We need them paying taxes and F.I.C.A not bail and going to jail.

Thank you!!!

…Hilda Kathy Broady-Fernandez, M.S., L.M.H.C., VRC

The post HILDA K. BROADY appeared first on Good News!.

Public Speaker
President of The McKay Foundation
Oil and Gas Landperson
Educational Consultant
Author and Artist
Retired Elementary School Teacher

EDUCATION

M. S. 1977 Education Mississippi State University
B. S. 1972 Education Mississippi College

PROFESSIONAL EMPLOYMENT

Public Speaker. Single Source Speakers. June 2010 – Present.

Oil and Gas Landperson. Management Position. Kellam, Magee and Company. May 2007 – Present.

Educational Consultant. Product development and evaluation of products. Rock ‘n Learn. 2006 to 2009.

Commercial and Residential Loan Officer. May 2006 – January 2007.

Project Director of grant from the U. S. Department of Education. Study the efficacy of a safety education program as it relates to ethnic background. 2004.

President of The McKay Foundation, Advocate for The McKay Foundation, Advocate for Samuel McKay Everett during criminal proceedings, Cofounder and Director of The McKay Foundation. Responsibilities include management of 501 C (3) nonprofit corporation and fundraiser of majority of budget of The McKay Foundation. www.protectingchildren.org. 1996 – Present.

Teacher, Second Grade, Willis Independent School District, Willis, Texas. Responsibilities included teaching all subject areas in second grade. 1999 – 2006.

Designer of gift items for IVAN’S, gift manufacturer and distributor. Company based in U. S. and Monterey, Mexico with gift items in 9 showrooms in the U.S. Worked internationally and published catalog through Mexico catalog publication company. 1997 – 1998.

Montgomery College. The Woodlands, Texas. Taught College Level Writing. 1998 – 1999.

Co-Owner, Landperson, and Office Manager of S. Carl Everett & Associates, Inc., Oil and Gas Land Work and Oil and Gas Properties and Homebuilding Company. 1983 – 1995.

First Grade Teacher, Conroe Independent School District, Conroe, Texas. Responsibilities included teaching all subject areas in first grade. 1980 – 1983.

Fourth, Fifth, and Sixth Grade Teacher, New Waverly Independent School District, New Waverly, Texas. Reading Coordinator. Conducted workshops for School Administrators for Region VI, Huntsville, Texas. 1978 – 1980.

First Grade Teacher, Crawford Elementary School, Lowndes County, Mississippi. Responsibilities included teaching all subject areas in first grade. 1974 – 1978.

First and Fifth Grade Teacher, Perryman Elementary School, Terry, Mississippi. Responsibilities included teaching all subject areas. 1973 – 1974.

LEGISLATIVE ACTIVITY

Amber Alert. Attended White House ceremony and signing of Amber Alert into law. Presidential invitation from President George W. Bush. April 2003.

White House Summit on Missing, Exploited, and Runaway Children participant. White House Invitation. October 2002.

Texas Education Committee on Safe Schools. Testified on behalf of the mission of The McKay Foundation and the importance of safe schools. 2002.

U. S. Congressional Children’s Caucus. Washington D.C. Presenter. Congressional Children’s Caucus provides an organized and effective forum in which to address the daunting challenges confronting our nation’s children. 1997.

FUNDED RESEARCH ACTIVITY

Research the efficacy of “McKay’s Legacy School Safety Program” for 4th graders in Guatemala. Project Director is Dr. Yetilu de Baessa, Director of Psychology Department, Universidad Francisco Marroquin (Psicologia). 2005.

Research the efficacy of “McKay’s Legacy School Safety Program” for 4th graders in Peru. Project Director is Sheyla Blumen, Ph. D. in San Isidro, Lima 27 Peru. 2005.

Research the efficacy of a safety program , “McKay’s Legacy” as it relates to ethnic background. Partnering with Houston Independent School District, Houston, Texas. Funded by the U. S. Department of Education. $270,000.00. January 2004 – December 2004.

Mother to Mother/Mother to Child Project. Funded by The Houston Endowment, Children’s Safe Harbor, National Children’s Alliance, First Data/Western Union
and The McKay Foundation. Principal Investigator – Paulette Norman. Co-Principal Investigator – Dr. Victoria Constance. $25,000.00. 2003.

FUNDED ACTIVITY

Expand “McKay’s Legacy” Safety Curriculum and forward the ministry for children, women, business people and sharing of Paulette’s testimony. Funded by Shepherds for the Savior. $10,000.00. 2010.

Expand “McKay’s Legacy” Safety Curriculum to Pre-Kindergarten, Kindergarten, First and Second Grade through animation and production of DVDs. Funded by Shepherds for the Savior. $10,000.00. 2009.

Expand “McKay’s Legacy” Safety Curriculum to Pre-Kindergarten, Kindergarten, First and Second Grade through animation and production of DVDs. Funded by Shepherds for the Savior. $10,000.00. September 2007.

Expand “McKay’s Legacy” Safety Curriculum to Pre-Kindergarten, Kindergarten, First and Second Grade through animation and production of DVDs. Funded by First Data Foundation. $25,000.00. 2007.

Expand “McKay’s Legacy” Safety Curriculum to Pre-Kindergarten, Kindergarten, First and Second Grade through animation and production of DVDs. Funded by Veritrust. $10,000.00. 2006.

Expand “McKay’s Legacy” Safety Curriculum to Pre-Kindergarten, Kindergarten, First and Second Grade through animation and production of DVDs. Funded by Meyer Family Charitable Foundation. $10,000.00. 2006.

Expand “McKay’s Legacy” Safety Curriculum to Pre-Kindergarten, Kindergarten, First
and Second Grade through animation and production of DVD for the “ABC’s of Safety”. Funded by Shepherds for the Savior. $10,000.00. 2006.

Expand public awareness campaign to prevent the abduction, assault, and murder of children for Spanish speaking families and families living in shelters. Funded by First Data/Western Union/Telecheck. $25,000.00. 2005-2006.

Public Awareness. Funded by Simmons Foundation. $10,000.00. March 2005 – February 2006.

Public Awareness. Funded by Allstate Foundation. $500.00 yearly. 2006, 2005, 2004, 2003.

Expand public awareness campaign to prevent the abduction, assault, and murder of children for Spanish speaking families and families living in shelters. Funded by First Data/Western Union/Telecheck. $5,000.00. December 6, 2004.

Public Awareness. Funded by First Data/Western Union/Telecheck. $5,000.00. June 2003 – May 2004.

Conroe Independent School District, Conroe, Texas. Furnished safety education materials. Funded by The McKay Foundation, Woodforest National Bank, and others. $80,000.00. 6 year partnership. 1998 – Present.

Conroe Independent School District, Conroe, Texas. Furnished safety education materials. Funded by Woodforest National Bank. $25,000.00 of $80,000.00 budget. 1998.

Willis Independent School District, Willis, Texas. Furnished safety education materials. Funded by Montgomery County Community Development. $15,000.00. 2001 – 2004.

Splendora Independent School District, Splendora, Texas. Furnished safety education materials. Funded by Montgomery County Community Development. $14,000.00. 2002 – 2004.

Magnolia Independent School District, Magnolia, Texas. Furnished safety education materials for pilot research program with Dr. Rebecca Robles-Pina of Sam Houston State University. Funded by The McKay Foundation and Woodforest National Bank.
2003.

Public Awareness. Funded by Burlington Foundation. Houston, Texas. $10,000.00. 1996.

Foundation site:
http://www.protectingchildren.org/

You can find her book at:
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Dstripbooks&field-keywords=Walts+with+Insanity%2C+Paulette+Norman&x=14&y=19

Also see this book written by Paulette and several attorney’s documenting the judicial process:

The post Paulette Everett – Norman appeared first on Good News!.