And then, once a year, we steal an hour back from the dark.

Daylight Saving Time isn’t just about clocks springing forward or falling back — it’s about light winning, about stretching the day like a golden ribbon across the sky. It’s about that first evening when the sun lingers just a little longer, brushing buildings in amber, turning ordinary streets into movie sets.

Time is the one thing we can’t negotiate with. It doesn’t care about fame, money, or status. It moves — steady, relentless, democratic. But Daylight Saving Time? That’s our tiny rebellion. Our collective decision to chase the light.

And if you’re going to celebrate stealing back the sun, you do it with the best of the best.

You gather the visionaries, the artists, the dreamers — the ones who understand that an extra hour of light is an extra hour to create, to perform, to love, to build legacy. The composers who turn daylight into symphonies. The singers who stretch a sunset into a standing ovation. The storytellers who know that every second counts because every second is currency.

Daylight Saving Time is a reminder:

We don’t just mark time — we make something of it.

It’s cocktails on rooftops while the sky blushes pink.

It’s rehearsals that run long because inspiration doesn’t clock out.

It’s laughter that spills into the evening air, unhurried and unapologetic.

We don’t fear the ticking clock.

We toast to it.

Because the best of the best know something most people forget — time is not meant to be managed. It’s meant to be lived. Stretched. Celebrated.

So, when the clocks shift and the light lingers, step into it.

Stand taller.

Dream bigger.

Create louder.

Top 20 Songs Out Right Now

1. “Twisted” — Scarecrow
2. “Spit” — St. Divine
3. “Younger” — Irene Michaels
4. “Texas Hold ’Em” — Beyoncé
5. “Fortnight” — Taylor Swift ft. Post Malone
6. “Lose Control” — Teddy Swims
7. “Flowers” — Miley Cyrus
8. “Another” — Paulino
9. “Orane” — Avohee Avoher
10. “Vampire” — Olivia Rodrigo
11. “Greedy” — Tate McRae
12. “On Time” — Leroy Thomas
13. “Dance The Night” — Dua Lipa
14. “Cruel Summer” — Taylor Swift
15. “Espresso” — Sabrina Carpenter
16. “Lovin On Me” — Jack Harlow
17. “Calm Down” — Rema & Selena Gomez
18. “Good Luck, Babe!” — Chappell Roan
19. “End of Beginning” — Djo
20. “Saturn” — SZA

Top 20 Indie & Rising Songs Turning Heads Right Now

The independent music world has never been more electrifying. Across rock, pop, alternative, and soul, a new wave of artists is commanding attention with fearless creativity and powerful storytelling. From gritty rock anthems to emotionally charged pop, these songs are building serious momentum across streaming platforms, radio, and live stages.

1. “Twisted” — Scarecrow

A thunderous rock statement with dark theatrical energy, Twisted delivers a cinematic punch. With the powerful presence of legendary rocker Dee Snider on the track and the commanding vocals of lead singer John Blaze, the song feels like a modern metal opera — intense, rebellious, and unforgettable.

2.   “Spit” — St. Divine

A fierce, unapologetic rock track fueled by attitude and razor-sharp energy. Spit explodes with gritty guitars and raw emotion, establishing St. Divine as a band unafraid to challenge expectations.

3. “Younger” — Irene Michaels

An uplifting pop anthem celebrating vitality and reinvention. Irene Michaels delivers a sparkling performance reminding listeners that youth is a mindset and life only becomes richer with experience.

4. “Another” — Paulino

“Another” is the energetic new single from Paulino, inspired by the simple but familiar moment of pouring another drink. Built around a catchy groove and Paulino’s signature rock-leaning vocals, the track captures the mood of late nights, good company, and the carefree feeling that comes when the music is loud and the glasses keep getting refilled. Fun, relatable, and full of attitude, “Another” turns an everyday moment into a sing-along anthem about living in the moment and going back for one more.

5. “One Moment At A Time” — Bex Lindsey

A deeply personal alternative pop release that explores healing, mental health, and resilience through haunting melodies.

6. “Orane Piano Solo (12V)” — Avohee Avoher

A breathtaking instrumental piece where the piano becomes a storyteller. Elegant and emotionally layered, the composition feels both classical and modern.

7. “Rita’s Song” — Quinn Lemley

A glamorous and soulful tribute to the golden age of Hollywood, capturing Lemley’s powerful theatrical voice.

8. “Shadow Lines” — The Midnight Echo

Atmospheric indie rock that builds slowly into a sweeping sonic landscape.

9. “Neon Angels” — Velvet Skyline

Dream-pop textures collide with retro synth energy for a hypnotic late-night soundtrack.

10. “Electric Hearts” — Nova Monroe

A dance-driven indie pop hit with a soaring chorus that refuses to leave your head.

11. “Ghost Town Lovers” — River Saints

12. “Wildfire Eyes” — Luna Vale

13. “Silver Satellite” — Atlas Bloom

14. “Dark Carnival” — The Raven Society

15. “Echoes in the Alley” — Johnny Arcade

16. “Golden Halo” — Stella Gray

17. “After Midnight” — Neon Prophets

18. “Fever Dreamer” — Indigo Riot

19. “Broken Satellites” — The Astral Kids

20. “City of Lights” — Aurora District

Together, these tracks represent the vibrant pulse of the independent music scene — artists who are shaping tomorrow’s sound without waiting for permission. From the explosive rock energy of Scarecrow and St. Divine to the radiant pop spirit of Irene Michaels, the indie landscape continues to prove that the most exciting music often comes from those willing to create their own path.

Top 20 Radio, Podcast & TV Shows Creating Buzz

Across radio, television, and digital platforms, a powerful mix of interview-driven programs, entertainment talk shows, and cultural podcasts are shaping conversations in music, film, and pop culture. From legendary hosts to rising media voices, these programs spotlight artists, creators, and industry insiders.

1. Profiles with Mickey Burns – A respected long-running television interview series featuring in-depth conversations with notable figures from entertainment, politics, and culture.

2. Saturday Night with Tony Orlando – The legendary singer brings his charisma and decades of entertainment experience to a lively talk and music program.

3. Live on Tape with Pete Trabucco – A popular platform known for engaging interviews with musicians, industry insiders, and creatives.

4. The Jeremiah Show – Hosted by Jeremiah D. Higgins, this podcast dives into music, film, and pop culture with thoughtful conversations with artists and innovators.

5. Jim Masters TV – Award-winning journalist Jim Masters hosts an insightful entertainment and lifestyle series highlighting influential personalities.

6. The Andrew Eborn Show – A dynamic program known for celebrity interviews, music discussions, and engaging conversation.

7. Gary Leavitt and Friends – A warm and entertaining show featuring conversations with artists, musicians, and personalities across the entertainment world.

8. Movie Reviews and More with Brian Sebastian – A lively entertainment program exploring film, television, and celebrity interviews.

9. If These Walls Could Talk with Wendy Stuart and Tym Moss – A vibrant interview series where Wendy Stuart and Tym Moss speak with performers, writers, and cultural figures about their journeys.

10. The Indy Hookup – A platform dedicated to independent artists, shining a spotlight on emerging voices in music and entertainment.

11. The Adventures of Pipeman– Hosted by “The Pipe Man” Dean K. Piper, this energetic show mixes music, celebrity interviews, and pop culture commentary.

12. The Jimmy Star Show with Ron Russell – A widely followed entertainment program featuring celebrity guests and lively conversations.

13. Good News with Paul Sladkus – A feel-good series highlighting positive stories, entertainment, and humanitarian efforts.

14. The Neil Haley Show – A syndicated podcast and radio program featuring interviews with celebrities, athletes, and entrepreneurs.

15. The Mike Wagner Show – A popular podcast where host Mike Wagner interviews authors, musicians, and public figures.

16. Pop Culture Weekly with Kyle McMahon – A fast-paced entertainment podcast covering film, music, and celebrity interviews.

17. The Hollywood Times Podcast – Industry conversations with actors, directors, and entertainment insiders.

18. Backstage Pass Radio – A music-focused show featuring artists, songwriters, and behind-the-scenes industry stories.

19. The Creative Coalition Podcast – Conversations with artists and changemakers about creativity and cultural impact.

20. On Air with Brandon Jay – A dynamic interview series featuring musicians, filmmakers, and entertainment personalities.

Together these programs represent a vibrant ecosystem of media platforms that champion artists, storytellers, and cultural influencers, giving audiences a front-row seat to the conversations shaping entertainment today.

Most Interesting Books to Read Right Now

From mind-bending science to mystical traditions and deeply personal storytelling, these books explore the universe, human spirituality, creativity, and the search for meaning. The following titles offer a fascinating journey across science, culture, and imagination.

1.The Case of the Sexual Cosmos – Howard Bloom

A bold and provocative exploration of evolution, desire, and the cosmic forces shaping life. Bloom connects biology, culture, and the universe in a sweeping narrative that challenges conventional thinking.

2. Modern Witchcraft Book of Natural Magick— Judy Ann Nock
A beautifully written guide to working with natural energies, rituals, and spiritual traditions rooted in the earth. It blends history, philosophy, and practical magic.

3. Waiting for Adam— Eileen Shapiro
A deeply personal and reflective story about patience, love, and the human journey of hope and transformation.

4. Sapiens: A Brief History of Humankind— Yuval Noah Harari
A sweeping history of humanity that examines how biology, culture, and imagination shaped our civilization.

5. Cosmos— Carl Sagan
A timeless masterpiece exploring the universe and humanity’s place within it.

6. The Power of Now— Eckhart Tolle
A spiritual guide encouraging readers to embrace presence and consciousness.

7. The Alchemist— Paulo Coelho
A philosophical novel about destiny, dreams, and listening to one’s heart.

8. A Brief History of Time— Stephen Hawking
A fascinating explanation of black holes, time, and the nature of the universe.

9. The Celestine Prophecy— James Redfield
A spiritual adventure that blends fiction with philosophical insight.

10. The Four Agreements— Don Miguel Ruiz
A guide to personal freedom based on ancient Toltec wisdom.

11. Man’s Search for Meaning— Viktor E. Frankl
A profound reflection on resilience, suffering, and purpose.

12. Astrophysics for People in a Hurry— Neil deGrasse Tyson
Complex cosmic ideas explained in accessible, engaging language.

13. The Tao of Physics— Fritjof Capra
A fascinating bridge between modern physics and Eastern mysticism.

14. The Secret— Rhonda Byrne
A global bestseller exploring the concept of manifestation and intention.

15. Thinking, Fast and Slow— Daniel Kahneman
A groundbreaking study of how humans think and make decisions.

16. The Artist’s Way— Julia Cameron
A creative recovery guide beloved by artists, writers, and performers.

17. The Immortality Key— Brian C. Muraresku
An intriguing investigation into ancient spiritual traditions and psychedelics.

18. The Hidden Life of Trees— Peter Wohlleben
A fascinating look at the secret communication systems of forests.

19. The Universe in a Nutshell— Stephen Hawking
A visually rich journey through cosmology and theoretical physics.

20. Big Magic— Elizabeth Gilbert
A joyful meditation on creativity and living with curiosity.

Together these books explore science, spirituality, creativity, and human purpose—from Howard Bloom’s cosmic perspective to mystical traditions and deeply personal stories.

Here are some exciting upcoming events in music, entertainment, and culture featuring acclaimed performers, rising talent, and meaningful celebrations.

March 13 – 7:30 PM

Randy Edelman at Cinema Arts Centre

Legendary composer Randy Edelman appears for a special evening at the Cinema Arts Centre in Huntington. The event celebrates his iconic film music and career, featuring conversation, stories from Hollywood, and an intimate look at the creative mind behind some of cinema’s most beloved scores.

March 14 – 6:30 PM

Randy Edelman at Aman New York Jazz Club

An elegant night of music as Randy Edelman performs at the luxurious Aman Jazz Club. Known for its intimate setting and world-class acoustics, the evening promises an unforgettable live performance.

March 29 – 10:00 PM

FENIX Rising Showcase at The Bitter End

The legendary Greenwich Village venue hosts another FENIX Rising night, spotlighting emerging artists and creative voices in a high-energy music showcase.

April 22 – All Day

Earth Day Celebration in Times Square

Produced by Paul Sladkus, this all-day event brings music, activism, and environmental awareness together in the heart of New York City. The celebration highlights sustainability, unity, and global responsibility.

April 23 – 7:30 PM

Irene Michaels at Don’t Tell Mama

Singer and performer Irene Michaels takes the stage for a special cabaret evening filled with music, storytelling, and her signature vibrant energy.

April 25 – 12:00 PM – 4:00 PM

Talent Showcase at Open Jar Studios

A dynamic afternoon spotlighting new performers, singers, and creatives. The showcase offers rising talent the opportunity to perform and connect with industry professionals.

From intimate jazz performances to major cultural celebrations in Times Square, these events highlight the creative pulse of the upcoming season.

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#outcome #pandemic #unexpected #adoption #teledentistry #improves #care #dental #patients #providers #safe #clinics #health #medical #education #technology #communication #dentist #x-ray #xray #photographs #symptoms #monitoring #mobile #lifestyles #smartphones #benefits #time #savings #rural #emergency #pain #risk #covid #covid-19 #covid19 #dentaquest #sean #boynes

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HOLIDAY FAMILY TRAVEL EXPERT: TRISH McDERMOTT

It’s no secret that traveling with children, and especially with babies, during the Thanksgiving and Christmas holidays can be exhausting and incredibly stressful. Just under 50 million Americans will be traveling for Thanksgiving this month. Families love to go home for the holidays! For traveling families, crowded airports, unwieldly baggage, long flights with cranky little ones, and hotels and vacation rentals that don’t always meet their very basic needs can be incredibly stressful.

Nationally recognized family travel expert, and co-founder of Babierge (baby + concierge), Trish McDermott, comes to the rescue. Trish will provide insider family travel tips to help you and yours overcome the challenges of holiday season travel. She will discuss everything from how to book kid-friendly accommodations, why it’s so much easier to rent baby gear (and even a Christmas tree or Menorah) at your destination than it is to lug it through the airport, how to easily and quickly get your family through the TSA checkpoint, how to survive a long flight with little ones, and how to guarantee your baby will sleep well at your vacation destination After all, holiday family travel should be a restful and relaxing vacation for everyone—even parents!

Some of the Family Holiday Travel Tips Travel Trish McDermott offers are:

• Where to stay: Book hotels and vacation rentals that meet basic baby and toddler needs. Safe, warm, quiet, equipped with a bathtub, easy access to food and diapers at a nearby store and located near a local park or play structure (or sledding hill). Bonus points if the hotel offers kid-friendly holiday activites.

• What not to pack: The lighter you pack, the easier you travel. Aim to fly with a carry-on only. Use a baby equipment rental company like Babierge to rent gear like cribs, strollers, car seats, high chairs and toys which can be delivered to your hotel or vacation rental. You can even have a pre-lit Christmas tree and stockings for your firecplace delivered.

• Christmas Gifts: Order everything online and have your Christmas gifts shipped directly to your location. Save the boxes to ship them home too.

• Baby Jet Lag: A week before you travel begin to gradually adjust your baby’s naptime and bedtime to move closer to your destination time zone. Consider a flight that takes off right around baby’s bedtime too.

• Avoid TSA Meltdowns:
1. Ask to be put in a special line for families (this often moves you to the front of the line).
2. Dress everyone in metal-free clothing and older children in shoes that are easy to remove and put back on. Children under 12 can wear their shoes during screening.
3. Explain security procedures and their purpose to your children in advance.
4. If you are holding a toddler when you go through screening and the alarm beeps, both you and your little one are subject to search. If your toddler can walk, encourage her to walk through on her own.
5. You can bring formula, breast milk and juice in greater than 3.4 ounce bottles through screening. Inform the TSA officer you are carrying them in advance and remove them from your carry-on bag for separate screening. They might get tested for explosives though. Ice packs are OK too.
.
• Survive Long Flights:
1. Try to sit near the front of the plane—it’s a quieter ride.
2. Dress your children in comfortable AND adorable clothing. Your fellow passengers will forgive super cute children for noisiness or other minor misbehaving.
3. Bring one-day’s-worth of baby food, other snacks, drinks and a change of clothing for each child and yourself—holiday flight delays are always a possibility.
4. Quiet toys keep everyone happy.
5. Your airplane tray table is a petri dish of disgusting germs. Bring a tray table cover and keep it covered during the entire flight.
• Get Some Sleep: When babies sleep well, everyone gets to rest and recharge on vacation. Do your best to replicate your baby’s and toddler’s sleep environment at home. Use a full-size wooden crib and bring the sheet your baby last slept on at home. (Don’t wash it.) This way while he may be in a new environment, his sheet smells and feels like home to him.

• Leverage The Collaborative Economy: Millennial parents will look to the sharing economy for much of their holiday travel this year. Leave the family dog with a loving family via Rover, rather than at a kennel, stay at a kid-friendly rental via Airbnb or Kid & Coe, have your car seats delivered right to the airport via Babierge and then grab a Lyft to get to your hotel.

Trish McDermott Bio

Trish McDermott is an experienced radio and television spokesperson, having honed her skills as a co-founder of Match.com and the site’s global spokesperson for ten years. She has appeared on The Today Show, 60 Minutes, NPR, Nightline and just about every radio and television program that aired segments on dating, romance and the Internet during her decade at Match.. Trish was talent for Match.com’s radio commercials and featured in onboard television program for Princess Cruise’s “Romance Department.” Now as Co-founder of the world’s largest baby gear rental platform Babierge (baby + concierge) at www.babierge.com, McDermott has developed a keen expertise about, and can speak articulately to, the pain points of family travel and how the collaborative economy is addressing them. Babierge is helping families travel to over 100 destinations in the US and Canada and opening new destinations weekly.

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On Sunday, March 12th, we changed our clocks ahead one hour, which means that Daylight Savings Time started and Standard Time has ended. However, the change shouldn’t stop there. The Chase Frederick project, suggests that you should also take this opportunity to NOT only change the time, but your watch too.

Aiming to challenge the paradigm of thinking that an automatic watch is only for the men’s club, the Chase Frederick project, (https://www.chasefrederick.com) is on a mission to change this perception. The luxury time-piece company is hitting the luxury fashion accessories market hard with breathtakingly designed slim, self-winding automatic watches for women. Within an industry where automatic watches are primarily bulk and well suited for men, Chase Frederick hopes to debut multiple designs, with the help of crowdfunding, that reflect vintage aesthetics with a modern, yet romantic appeal. Chase Frederick is headquartered in Indianapolis and run by husband and wife co-founders Angie and Jeremy Zimmerman, who saw a missing product within the women’s watch market. The Chase Frederick Kickstarter will run for duration of 30 days and will assist the company in launching seven different automatic watch designs with a general retail price of under $300. The company has set an overall crowdfunding goal of $20K.
Angie and Jeremy Zimmerman will be able to discuss the following The levels for the campaign and contributor gifts include:
• Contribute $30 or more for a free bracelet (Below)
• $200 Super Early Bird Contributor special for choice of one watch with stainless steel band: Pink dial, Serenity blue dial, or Silver dial. Includes $30 bracelet for free. (Limited to 100 contributors)
• $225 Super Early Bird Contributor special for choice of one watch with premium stainless steel band: Two toned gold, two-tone Rose gold or titanium. Includes $30bracelet for free. (Limited to 100 contributors)
• $225 for choice of one watch with stainless steel band: Pink dial, Serenity blue dial, or silver dial. Includes $30 bracelet for free.
• $250 for choice of one watch with premium stainless steel band: Two- tone gold, Two – tone rose gold, or Titanium. Includes $30 bracelet for free.
• $1250 Sorority/Wedding Pack: Any choice of any six watches. Includes 6 bracelets, with a $30 value each.

Chase Frederick bracelet
“The trend has shifted towards larger watch dials, and this is because many watch brands spend so much time focusing on men and not women,” says Jeremy Zimmerman. “We chose to do something very few other brands do in the watch industry; we chose to focus on creating a truly feminine piece. A timepiece is a fashion statement which should complement your wardrobe, and we felt this bold statement for women should be elegant, and feminine, something women would be proud to wear.”
A self-winding automatic reflects a more classic style with a visual impact. Chase Frederick takes much pride in their first product, a 24mm Automatic Timepiece designed and manufactured with only the finest materials and quality craftsmanship. Every part of the timepiece is the brand’s original design while working closely with manufacturers to flesh out complete engineering specifications, identifying quality materials, processes and techniques that best fit the overall vision of creating an elegant and truly feminine piece.
For more information on Chase Frederick please visit https://www.chasefrederick.com
About Chase Frederick
Chase Frederick is Fashion Design Company with an expertise in mechanical and automatic watches. Located in Indianapolis, their diverse team of fashion designers, engineers and watch experts have taken a lifetime of experiences and spent the last year perfecting the watch. The timepiece reflects something from the past, upgraded to a marveling modern sophisticated style. Set out to infuse this watch with a sense of history and tradition known for unrivaled quality and precision, the style was designed with elegance for today’s modern women. https://www.chasefrederick.com

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NEW SURVEY FROM AFLAC SHEDS LIGHT ON THE GOALS & ASPIRATIONS OF YOUNG ADULTS

Visit Aflac: https://www.aflac.com

STICKING TO NEW YEAR’S RESOLUTIONS FOR MILLENNIALS

If you were born between the early 1980s and 2000, you fit into the millennial category that is often referred to as the Next Generation! Just in time for the New Year, we have one of the world’s most famous millennial spokespersons, Chelsea Krost, available to give insight into how her generation can stick to this year’s resolutions. Surprisingly, only 71 percent of people can keep a resolution longer than a week. Krost will share timely information about millennials from the 2015 Aflac WorkForces Report and talk about why it’s important for millennials to stick with resolutions, especially saving money. Find out the kind of resolutions that can motivate millennials in 2016!

CHELSEA SHARES RESOLUTIONS FOR MILLENNIALS:
•    How to stick with resolutions long after the New Year.
•    Most resolutions by millennials include losing weight and saving money.
•    Do millennials have the resolve to accomplish their goals?
•    How millennials can keep more money in their pockets.
•    Why millennials should take a more proactive approach to health care.
•    How having the right insurance can help millennials support their goals.

Krost is an accomplished speaker, author, television and radio talk show host, certified health coach, and the chief creative officer and co-founder of MPulse, a digital marketing agency specializing in creating content to target the millennial generation. Chelsea has appeared on “Good Morning America,” “Anderson” with Anderson Cooper, “The Meredith Vieira Show,” “The Wendy Williams Show,” “The Today Show,” “The Tyra Banks Show,” Bloomberg News, “Good Day New York” and several other top media outlets.

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For other uses, see Summer time (disambiguation) and DST (disambiguation).
This article is about the concept of daylight saving time. For local implementations, see Daylight saving time around the world.
World map. Europe, Russia, most of North America, parts of southern South America and southern Australia, and a few other places use DST. Most of equatorial Africa and a few other places near the equator have never used DST. The rest of the land mass is marked as formerly using DST.

Although not used by the majority of the world’s countries, daylight saving time is common in the Western world.
DST is used.
DST is no longer used.
DST has never been used.
Daylight saving time (DST) or summer time (see Terminology) is the practice of advancing clocks during the lighter months so that evenings have more daylight and mornings have less. Typically clocks are adjusted forward one hour near the start of spring and are adjusted backward in the autumn.

The modern idea of daylight saving was first proposed in 1895 by George Vernon Hudson, and it was first implemented by Germany and Austria-Hungary starting on 30 April 1916. Many countries have used it at various times since then, most consistently since the energy crises of the 1970s.

The practice has been both advocated and criticized. Adding daylight to evenings benefits retailing, sports, and other activities that exploit sunlight after working hours, but can cause problems for evening entertainment and other activities tied to the sun (such as farming) or to darkness (such as firework shows). Although an early goal of DST was to reduce evening use of incandescent lighting (formerly a primary use of electricity), modern heating and cooling usage patterns differ greatly, and research about how DST currently affects energy use is limited or contradictory.

Other problems sometimes caused by DST clock shifts are: They complicate timekeeping, and can disrupt meetings, travel, billing, record keeping, medical devices, heavy equipment, and sleep patterns. Software can often adjust computer clocks automatically, but this can be limited and error-prone, particularly when DST dates are changed.

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Quarterly Index Report Shows Investors’ Sentiments Up Sharply in the First Quarter of 2012 www.johnhancock.com

Radio Interviews Available with Matthew Greenwald, Market Researcher and Bill Cheney, Economist
Gas prices have risen dramatically and unemployment is still holding at an 8% rate, but investors seem to be in general agreement that the economy is poised for a comeback. In a time where so many people are still being affected by the recession, investors are more optimistic than ever about market growth, particularly in terms of stocks, retirement funds and balanced mutual funds.

According to the Investor Sentiment Index, a quarterly measure of investors’ views on a range of investment choices, life goals and economic outlook, investors are in sync with economic indicators suggesting that the internal dynamics of the U.S. economy are solid. A contributing factor to this was the rise of the Dow Jones Industrial Average above the 13,000 point mark in late February –
the first time it had closed on that level in nearly four years. That result, along with the belief that many investors are financially better off than they were two years ago, is helping to drive investors’ positive outlook that our economy is turning itself around.

In interviews on Tuesday, April 3rd, Mathew Greenwald, market researcher who performed the survey, and Bill Cheney, chief economist from John Hancock, are available to talk to your listeners about the index findings and what they mean for the economy as a whole. They’ll also discuss:

• Why right now is the best time to invest in certain stocks and mutual funds, and which ones you should consider
• Lagging concerns they still have on healthcare costs, the national debt and inflation
• Why they believe unemployment will start decreasing
• What do the rising gas prices mean if the economy is poised to start getting better

About the Talent:
Bill Cheney directs economic research for John Hancock Financial Services, the U.S. division of Toronto-based Manulife Financial Corporation. Based in Boston, he forecasts macro-economic and financial trends and analyzes the potential impact on the company’s individual business lines and investments. Cheney is a member of the National Association of Business Economists. Mathew Greenwald is the President of Mathew Greenwald & Associates, a market research firm, founded in 1985, which specializes in retirement and financial services issues.

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Advice on Saving for Retirement Varies Depending on Your Stage of Life

Insight from a Financial Services Expert on What to Do When…

It’s something we know we all need to do. But depending on our age, and our stage of life, there are different retirement rules we need to follow.

Available to talk to your listeners about how to save, and eventually spend, in retirement, is financial services expert Scott Thoma. Scott’s advice has been featured on CNBC’s Squawk on the Street, PBS’ Nightly Business Report and Bloomberg. He’ll be available on December 20, 2011, for interviews, offering age-based advice on preparing for retirement. He’ll discuss:

•  In your 30s and 40s: You’re getting married, you’re buying a home, you’re having a family…you’re saving for a down payment, you’re saving for your kids’ college, and you’re saving for retirement. Advice on how you can balance it all, and where exactly to place saving for your retirement on your to-do list.

•  In your 50s: The kids are out of the house, the college education is paid for – maybe. You’re nearing the age at which you want to retire. What can you do to preserve the funds you’ve accumulated and make the most of the home stretch, and what to do if you’re behind? Advice on what you should be doing with your money now, as the age for retirement draws near.

•  In your 60s: You’re just about there. You’ve been so focused on saving that it’s time to learn how to spend in retirement. Advice that’s very important to today’s Baby Boomers: what you need to know about spending smartly once you’re reliant on your retirement income.

About the talent: Scott Thoma has been a guest on CNBC’s Squawk on the Street, PBS’ Nightly Business Report and Bloomberg and has been quoted in such publications as The Wall Street Journal, Kiplinger’s and the Boston Globe.

SUGGESTED QUESTIONS:

• Why is saving for retirement important early on?
• In our 30s and 40s, what are our challenges, and what should we do?
• In our 50s, which challenges are less prominent and how can we give our savings and investments one last push?

• In our 60s, how can we – and the millions of Baby Boomers out there – start to prepare to live in retirement?
• What about when to take Social Security?

• Where can we go for more information?

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