Listen to “LEARN MORE ABOUT THE IMPACT ON THOSE WHO HAVE AN INVOLUNTARY MOVEMENT DISORDER KNOWN AS TD May (1-7) is Tardive Dyskinesia (TD)…” on Spreaker.

May is Mental Health Awareness Month. Those living with a mental health condition and taking certain mental health medicines, known as antipsychotics, for a prolonged period of time may develop or already have tardive dyskinesia, or TD, an involuntary movement disorder. The first week of May (1-7) is TD Awareness Week and this year marks the sixth consecutive year the mental health advocacy community and states across the country have recognized the awareness week.

www.talkabouttd.com

TD is associated with prolonged use of dopamine receptor blocking agents including antipsychotics that are used to treat bipolar disorder, depression, schizophrenia, and schizoaffective disorder.

While 1 in 5 U.S. adults live with a mental illness, TD affects approximately 600,000 people in the U.S. Approximately 70%—or 7 out of 10 people living with TD—have not yet been diagnosed.

Mild, moderate, or severe TD movements can occur in one or more spots in the body. They are often seen in the face, torso, limbs, and fingers or toes. Involuntary movements associated with TD may be rapid and jerky or slow and writhing and present as:
•  lip smacking
•  puckering or pursing
•  tongue darting or protrusion
•  excessive blinking
•  jaw chewing, clenching, or side-to-side movements
•  twisting or dancing fingers and toes

The uncontrollable movements of TD can impact patients physically, socially, and emotionally, including one’s ability to work, drive, button a shirt, or even hold a cup of coffee. People living with TD may also feel judged, ashamed, and misunderstood, and the disorder can exacerbate feelings of vulnerability, embarrassment, and frustration.

It’s important that people taking antipsychotic medication be monitored for drug-induced movement disorders, or DIMDs, such as TD. They should schedule regular, in-person appointments with their doctor for a physical assessment and visual exam.

On Wednesday, April 26th, Dr. Gus Alva, MD, DFAPA. will be available to discuss the physical, emotional, and social impact of TD and mental health issues. He’ll also talk about the signs and symptoms of TD. A patient advocacy representative will join the doctor and provide insight on the importance of raising awareness of TD in support of the mental health community.

Interview courtesy: Neurocrine Biosciences. Inc.

#tardivedyskinesia #td #involuntarymovementdisorder #health #mentalhealth #talkabouttd #neurocrinebiosciences #lipsmacking #jawchewing #dancingfingerstoes

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One in five U.S. adults live with a mental illness. Some people living with a mental health condition may also experience an involuntary movement disorder called tardive dyskinesia (TD). TD is a chronic condition, associated with taking certain mental health medicines (antipsychotics) to treat conditions like depression, bipolar disorder, schizoaffective disorder, or anxiety disorder. It is unlikely to improve without treatment.
Approximately 600,000 people in the U.S. may be affected by TD, yet only approximately 25% have been diagnosed. The condition is characterized by uncontrollable, abnormal, and repetitive movements often seen in the face, torso, limbs, and fingers or toes. It can impact patients socially, emotionally, and physically–these movements can cause worry, frustration, and self-consciousness. According to a survey of 350 patients with diagnosed or suspected TD, patients reported the condition moderately or extremely affected them in the following areas:

Ability to work: 46%

Ability to sleep: 53%

Ability to eat & drink: 35%

Despite the number of people impacted by the condition, many people are still unfamiliar with TD. However, for patients living with the condition, their families, and their care partners it’s important to know they’re not alone.

As of this year, 50 states and Washington, D.C. and various advocacy groups have recognized Tardive Dyskinesia Awareness Week as the first full week of May (May 1-7, 2022) to support people in the U.S. with TD. May is also Mental Health Awareness Month, and as efforts are underway to increase awareness and support for those impacted by mental health conditions, it’s important to remember those living with a mental illness and taking antipsychotics for a prolonged time may develop or already have TD.

Dr. Rakesh Jain, Clinical Professor Department of Psychiatry, Texas Tech University School of Medicine, Austin, TX, will be available to discuss the emotional, physical, and social impact of TD as well as talk about the condition’s signs and symptoms. Dr. Jain will also explain how critical TD Awareness Week is to those living with a mental health condition and TD.

Interview courtesy: Neurocrine Biosciences

#maymentalhealthawareness #tardivedyskinesia #disorder #tdcondition #medicines #antipsychotics bipolardisorder #schizoaffectivedisorder #depression #anxietydisorder #treatment #abilitywork #abilutysleep #abilityeatdrink #neurocrinebiosciences #rakeshjain

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Project Provides Assistance to Hundreds of NYC Small Businesses

We are excited to announce our second year of the TD Bank Citywide Neighborhood Entrepreneurship Project (NEP) in partnership with TD Bank, America’s Most Convenient Bank^® and the 5-Chamber Alliance on Wednesday, May 28th. The TD Bank Citywide NEP program was a great success in its first year, directly assisting more than 150 businesses and indirectly assisting over 600.

The event will announce the neighborhoods that are to receive services through this second year of funding, which plans to bring direct technical assistance to nearly 300 small businesses citywide, including non-traditional financing and micro loan workshops, workforce training, and health care services.

Who:       TD Bank

Elected Representatives

Bronx Chamber of Commerce

Brooklyn Chamber of Commerce

Manhattan Chamber of Commerce

Queens Chamber of Commerce

Staten Island Chamber of Commerce

What:      TD Bank Neighborhood Entrepreneurship Project

When:     Wednesday, May 28, 8:30 am to 10:00 am

Where:    TD Bank, 1470 Second Avenue (at 77th Street)

Launched in 2012, the TD Bank Citywide Neighborhood Entrepreneurship Project (NEP) aims to expand the reach of each of the five Chambers of Commerce to provide commercial revitalization and merchant focused programs in New York City.  This initiative funded by TD Bank, leverages the collective resources of the five city Chambers of Commerce to connect small businesses in underserved commercial corridors to resources and programming in an effort to create lasting merchant groups and infrastructure to stabilize these commercial.

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Bank offerings are cited as providing the biggest ‘bang for your buck’ when it comes to everyday services

GUEST:  JOHN ROSENFELD – EXECUTIVE VICE PRESIDENT OF RETAIL DEPOSITS PRODUCT FOR TD BANK

BACKGROUND:
When considering the overall value provided by services that involve a bill or fee, a poll released recently by TD Bank, America’s Most Convenient Bank^®, finds over half of consumers (57%) cite day-to-day banking as providing the greatest value for their investment. This is relative to other services including, telephone/mobile phone (19%), cable/satellite television (19%) and financial advice (5%). 

Convenience Is Key – The TD Bank poll reveals that when it comes to value provided by their checking accounts and day-to-day banking needs convenience reigns supreme. The top elements considered to be the most valuable include: · Easy online banking (62%) · Convenient bank store locations (47%) · Convenient ATMs (45%) · Options for no, or reduced fees (41%)

Men vs. Women – Men are more likely to note easy online banking (63%) and convenient ATMs (46%) as the most valuable elements to their checking accounts. On the other hand, women cite convenient bank hours (30%) and branch locations (52%) as the most valuable. 

Banking on Your Watch – Online banking is the most frequent banking activity. Respondents noted going online to manage their finances an average of five times per month. According to the poll, consumers would like to visit banks in the evening or on weekends more than they currently do (30% versus 19%).

John Rosenfeld, Executive Vice President of Retail Deposits Product for TD Bank will be available for interview on XXX and will explain the survey results and how customers can take better control of their finances. 

SUGGESTED INTERVIEW QUESTIONS INCLUDE:

· What were the results of the survey?

· How can consumers take better control of their finances?

· Does gender make a difference in banking activities?

· What is the important factor consumers need to consider when choosing a bank?

· What can someone do if they’re unhappy with their banks choices?

· Where can our listeners go to find out more information? 

MORE ABOUT JOHN ROSENFELD:

John Rosenfeld is Executive Vice President of Retail Deposits Product for TD Bank, America’s Most Convenient Bank Prior to joining TD Bank in September,2010, Rosenfeld was managing director, online engagement at TD AMERITRADE.  In that role, he was responsible for the online client experience and all engagement activities through their online channel.  He also managed the online, social media and mobile strategies for TD AMERITRADE.  He is noted for leveraging a virtual investment consultant (Avatar) to generate over $300 million in net new assets and over $3.5 million in revenue and cost savings in the first year of operation. Before entering the financial services industry, Rosenfeld worked with General Electric Aircraft Engines, where he was their first e-Commerce leader.  He has a bachelor’s degree in mechanical engineering from Norwich University in Northfield, Vermont.

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U.S. HOMEOWNERSHIP ASPIRATIONS AREN’T DEAD: OWNING A HOME REMAINS A DEFINING ELEMENT OF THE AMERICAN DREAM

More Than Half of Consumers Feel Excitement or Pride
with Purchasing First Home

July 19, 2012 –As the country continues to emerge from the turbulent mortgage period, a Home Buyer Poll released today by TD Bank reveals aspirations of homeownership are still very much alive in the U.S. The majority (84%) of today’s younger renting generation (ages 18-34) responded that they intend to buy a home. Overall, more than half of consumers polled say homeownership is a vital component to defining the American Dream and 59 percent associated feelings of excitement or pride as part of their first time home buying process.

TD Bank surveyed more than 1,300 consumers across the U.S. to better understand the perceptions and attitudes surrounding home ownership, specifically examining the attitudes of current renters and prospective home owners, as well as past and present home owners.

Owning the American Dream

The majority of current home owners surveyed report purchasing their first home early in life with 4 out of 5 buying between ages 18-34. Close to two-thirds of those polled continue to be homeowners. The poll also found that first time homebuyers are more likely to cite achieving the American Dream as a primary motivation for purchasing their first home.

“There’s no denying buying a home is a pivotal point in a person’s life. Our survey tells us that people are looking to buy homes, and attitudes towards homeownership have continued to remain positive over the years,” said Michael Copley, Executive Vice President, Retail Lending, TD Bank.
Of those who intend to own, the American Dream (18%) is considered as important or more than other motivations for buying a home, such as:
• Good opportunity (17%)
• An evolving family (11%)
• Being financially ready (10%)

The survey revealed that plans to own a home tracked similarly across genders, with 66% of female respondents planning to own a home compared to 57% of men.

Financing Your First Home

“With more than half of homeowners surveyed stating getting a mortgage and making a down payment is the preferred method of payment, choosing a lender remains a vital step in the home buying process,” continued Copley.

Other Key Findings From The Survey Include:
• Three out of 10 homeowners consider their house their dream home.
• While younger homeowners are more stressed (20%) compared to older homeowners when asked to look back on their first home, older homeowners were more proud (51%), more confident (20%) and far less stressed (9%).
• Seventy-eight percent of respondents said that they plan to stay in their current home.
• Staying within budget (43%) is a top consideration when buying a home among those who intend to buy.

TD Bank developed the First Time Homebuyer Kit to create a rewarding home-buying experience. Available on the TD Bank website (www.tdbank.com/firsthome) as well as in stores, the kit is designed to take the customer through the process of purchasing a home, providing advice and information needed to choose the house and mortgage to best suit individual needs.

Some things to consider when buying your first home are:

• Determine how much you can afford: By looking at your income and current monthly debts you can determine what you can afford.
• Buying a home isn’t for everyone: Know the benefits of owning vs. renting before making any decisions. Also stop to think about what type of home you can afford and which style suits your lifestyle such as single-family homes, townhouses or fixer-uppers.
• Narrow the focus of your search: Many factors impact the ideal type of house for each buyer, including desired features and benefits, life stage and how many improvements you are willing to make before moving in.
• Make the mortgage process as hassle-free as possible: From fixed-rate to adjustable -rate, there are several options to fit your needs.

Survey Methodology
The study was conducted among a nationally representative group of consumers from April 17th -25th, 2012. The sample size of 1,303 has a margin of error of +/- 2.3%. The survey was hosted by global research company Angus Reid Public Opinion.

About Angus Reid Public Opinion
Angus Reid Public Opinion is the Public Affairs practice of Vision Critical—a global research company. Vision Critical is a leader in the use of the Internet and rich media technology to collect high-quality, in-depth insights for a wide array of clients.

Homeownership remains a vital component of the American Dream

Aspirations of home ownership are very much alive in the US. Existing home sales are continuing a slow but steady march upward and a recent TD Bank survey reveals that current young renters (18-34) intend to buy a home, suggesting the trend will continue in months to come.

An improving mortgage landscape, with stabilizing home values, has had a direct effect on helping to increase homeowner confidence. By leveraging current home ownership aspirations, realtors and lenders can continue the current upward market trend. Here are a few tips to help your customers make their dream a reality.

Is the dream a good fit?

The mortgage industry has seen a shift from renting to owning, with many Americans entering the home-buying market for the first time. Sixty-five percent of Northeastern respondents in the TD Bank poll noted that owning a home was essential to defining the American Dream. But buying a home isn’t for everyone and it’s important for consumers to know the benefits of owning a home vs. renting in order to determine the best fit for their lifestyle.

Encourage clients to educate themselves about the home buying process; first-time home buying classes are often offered by local non-profit agencies. Show your clients you’re a financial partner by giving them the tools, options and information they’ll need to borrow smarter.

BIO FOR
MALCOLM HOLLENSTEINER
Home Finance Expert, Director of Retail Lending TD Bank

Malcolm Hollensteiner is Director of Retail Lending Sales & Production at TD Bank. In his role, Malcolm directs the bank’s residential mortgage sales production. Malcolm has more than two decades of experience in the mortgage banking industry. He began his career as a loan officer with First Washington Mortgage, quickly reaching top producer status in the DC area. From there he spent ten years with National City Mortgage and, in 2009, joined PNC mortgage. Malcolm earned a bachelor’s degree from Harvard University. Additionally, he holds the Certified Mortgage Banking designation from the Mortgage Bankers Association (MBA) and is a past-president of the MBA of Metropolitan Washington.

Malcolm lives in Bethesda, MD with his wife and four children. He spends his spare time coaching youth basketball and football.

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