Lincoln Financial Group

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Ģ Benefits: Lincoln Financial Group joins other top-ranked Fortune 500 corporations in offering outstanding employee benefit packages. Lincoln Financial Group Names Duane L. Bernt Treasurer Philadelphia, March 23, 2005 Lincoln National Corporation (NYSE: LNC), the parent company of the Lincoln Financial Group of companies, today announced that Duane L. Bernt has been appointed Vice President and Treasurer, effective April 1, 2005. Bernt has served as second vice president, Corporate Planning & Development since 2002, with responsibility for merger and acquisition initiatives and corporate development activities. “Duane’s experience across multiple disciplines in the insurance industry, combined with an expansive understanding of the financial aspects of our daily operations, made him an ideal candidate for this critical position,” said Fred Crawford, senior vice president and Chief Financial Officer, Lincoln Financial Group. “His appointment is also a testimony to the bench strength within Lincoln.”
Bernt began his career with CIGNA’s Actuarial Executive Development Program in 1992, taking on assignments of increasing responsibility focused on managed health care pricing, institutional investment pricing and annuity product management and pricing. He joined Lincoln Financial Group in 1998, through the company’s acquisition of CIGNA Individual Insurance, and served as the assistant vice president of product management.
In 2001, Bernt was instrumental in the strategic development and implementation of Lincoln Financial Distributors (LFD). LFD was formed to enable Lincoln to more effectively deliver its full compliment of financial solutions (i.e. annuities, investments and life insurance) to intermediaries through a single wholesaling distribution organization. He then became the head of product management for LFD until assuming his role in corporate development in 2002. “I’m eager to continue creating shareholder value while maintaining Lincoln’s reputation for the prudent management of risk,” said Bernt. Bernt is a magna cum laude graduate of the University of Nebraska and is a Fellow of the Society of Actuaries (FSA). He holds the Chartered Financial Analyst (CFA) designation and is a member of the American Academy of Actuaries (MAAA). B
ernt is registered with the NASD and holds the Series 7 designation. He is currently pursuing a Masters of Business Administration at the University of Pennsylvania’s Wharton School in Philadelphia, PA. Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in Philadelphia, Lincoln Financial Group has consolidated assets of $116 billion as of Dec. 31, 2004, and had annual consolidated revenues of $5.4 billion in 2004. Through its wealth accumulation and protection businesses, the company provides annuities, life insurance, 401(k) and 403(b) plans, 529 college savings plans, mutual funds, managed accounts, institutional investment and financial planning and advisory services.