New Personal Finance Guide from Citi Puts Education at the Forefront and Tackles Today’s Common Financial Woes! The Citi Commonsense Guide for Real People shows consumers how to achieve financial health by tackling the various aspects of money management through a series of simple yet effective steps. The guide is divided into three easy-to-follow sections, which together teach consumers how to avoid the financial pitfalls that life can present. “You don’t need an MBA or to be a math major to get a handle on your financial situation” says Dara Duguay, editor of The Citi Commonsense Guide for Real People and Director of Citi’s Office of Financial Education. “Average people can use the book’s commonsense advice and honestly review their personal financial direction. It is never too late to get your finances in order, get out of debt, learn to save money, and start an education or retirement fund. Financial education and knowledge are your greatest assets.” The book offers easy-to-understand solutions to get on track to financial freedom as well as address unexpected financial “curveballs” such as losing a job or becoming a victim of identity theft. In this interview, Dara Duguay, editor of The Citi Commonsense Guide for Real People, shares important advice on how to overcome financial hurdles including saving regularly, paying down debt and facing unexpected financial curveballs and more.