Apolo Ohno

“Mobile banking extends the convenience and control of online banking to anywhere our customers are,” said Sanjay Gupta, e-Commerce executive for Bank of America. “If you own a cell phone with mobile Internet access, you are connected to your finances anytime, anywhere. We’re pleased to continue to set the standard for introducing industry-leading financial tools for customers.” Bank of America began rolling out Mobile Banking service to consumers in March and now is providing the service to more than 20 million online customers across the country. Using the Web browser built into most current cell phones or smartphones, consumers can: — Check balances on their checking, savings and credit card accounts, as well as mortgages and home equity lines held with Bank of America. — Pay their bills and e-bills. — Transfer money between accounts and to other Bank of America customers. — View transactions for checking and savings accounts, mortgages and home equity lines, including posted and pending transactions. “We’ve created a pocket-sized bank that can be taken anywhere,” Gupta added. “Now consumers can check their balances while shopping or pay their bills while commuting to work.” Mobile banking from Bank of America is secure. Customers are protected with the bank’s SiteKey (R) security service, as well as its Zero Liability Online Banking Guarantee. To help protect customer information, the bank has developed a unique end-to-end security feature that ensures information remains encrypted when sent between the mobile phone and the bank. Bank of America is the first bank to provide its mobile banking service to more than 20 million online customers across the country through a wide range of carriers and devices. The Web-based service is accessible via most major carriers that have mobile Internet access and requires no downloading of software. More than 85 percent of the 200 million mobile phone subscribers in the U.S. currently have the capability to access mobile Internet through their cell phones. Customers will also be able to use a wide variety of mobile phones and devices, including Motorola, Samsung, Nokia and LG handsets or popular smartphones, such as Palm Treo(TM), RIM Blackberry(R) or Motorola Q(TM). To access Mobile Banking, customers simply go to the Web browser on their mobile phone and enter http://www.bofa.mobi . Once on the site, customers enter their Online Banking ID and passcode to access their accounts. Bank of America is an industry leader in introducing innovative online services, including free online bill pay service, SiteKey(TM) and Business 24/7(TM). Bank of America customers have been able to access directions to ATMs and banking centers from their mobile phone browser since last year. In addition, Bank of America provides a full range of e-alerts — which help customers detect possible fraud and keep track of their accounts — via e-mail or as a text message on their mobile phone. About Online Banking Bank of America is a leading provider of online financial services, and its online site, http://www.bankofamerica.com, has received widespread recognition. Bank of America has the most online bankers in the world, according to Financial Insights. The site is among the top 50 of all U.S.-based Internet properties in terms of unique visitors monthly, and No. 1 among business and finance sites, according to comScore Media Metrix. Bank of America has ranked No.1 in Javelin Strategy & Research’s safety scorecard three years in a row. BusinessWeek called the SiteKey(TM) security service one of the best products of 2005. Bank of America won the Webby Award and Webby People’s Choice Award in 2006 in the online banking/bill pay category. Global Finance magazine named bankofamerica.com the best consumer online banking site in the U.S. and ranked the bank No. 1 for its online investment management services, bill payment and presentment, information security initiatives and integrated consumer bank site. In 2006, Nielsen/NetRatings said Bank of America is the top online full- service bank destination in terms of audience, page views and active reach on the site. About Bank of America Bank of America is one of the world’s largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving more than 56 million consumer and small business relationships with more than 5,700 retail banking offices, more than 17,000 ATMs and award-winning online banking with nearly 22 million active users. Bank of America is the No. 1 overall Small Business Administration (SBA) lender in the United States and the No. 1 SBA lender to minority-owned small businesses. The company serves clients in 175 countries and has relationships with 98 percent of the U.S. Fortune 500 companies and 80 percent of the Fortune Global 500. Bank of America Corporation stock (NYSE: BAC ) is listed on the New York Stock Exchange. http://www.bankofamerica.com begin SiteCatalyst code version: H.4.